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Disability income coverage through the Income Protection Plan can help protect you from devastating financial loss due to a disabling illness or injury and can provide you with peace of mind, knowing that you could continue to support your family’s current lifestyle.
The Income Protection Plan was designed by your fellow dentists at the ADA with your unique needs in mind. The disability income coverage provides protection at exclusive member-only rates that are among the lowest you’ll find anywhere for comparable coverage. By providing coverage only to ADA members through an experience rated, non-commissioned group policy, we are able to offer generous policy features at an extremely attractive price.
The Plan includes a state-of-the-art “own occupation” definition of disability that can pay benefits all the way to age 65. If you become totally disabled from your specialized area of dentistry, you’ll get full benefits, even if you choose to work in another area of dentistry or even if you choose to enter a new profession.
- Up to $120,000 a year to replace lost income
- Coverage for total or partial disability
- Exclusive member-only discounts
What are the odds I'll become disabled?
"Statistics show that 1 out of 3 dentists will be disabled long enough to collect benefits at some point before retirement, and you're 5 times more likely to be disabled during your working years than you are to die before age 65."
Source: Odds of disability determined by Great-West Life in 2005 after studying years of disability claims by ADA members. Comparison between odds of disability vs. death cited by Disability-Insurance-Center.com, 2005.
Apply for Disability Insurance for Dentists.
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