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DID YOU KNOW that this insurance is FREE? It's true - all ASDA members can get $50,000 in ADA Term Life insurance ABSOLUTELY FREE!
How? The ADA pays for your coverage through December of your graduation year. So what, you say? This is a big deal because you won't have to pay any premiums for your life insurance while you're still in dental school. Just fill out the brief enrollment form.
But why do I need life insurance now?
You may have the opportunity of earning a substantial income while practicing dentistry, but income is only one part of your financial future. Picture this, you want to purchase a dental practice, but don't have hundreds of thousands of dollars. So, you'll probably need a significant loan which would require collateral. Dentists often use life insurance as collateral for a practice loan. Get this protection in place now - while you're still young and healthy.
Here's some good news for you. Your Term Life insurance is guaranteed coverage which means NO MEDICAL EXAM, if you're under age 40!
The sooner you start, the more secure your future can be.
Life insurance is an essential tool for managing long-term financial risk, as well as building your financial future. Some of the ways to leverage your life insurance:
- Dental practice start-up and/or acquisition financing - serves as collateral for a loan to build or buy your own dental practice
- Debt protection - protect your family by paying off your student loans in the event of your death
- Protecting your insurability - you may not always qualify for the best rates in the future
Features of the Term Life Plan include:
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