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It's surprisingly affordable to protect your practice with ADA Office Overhead Expense insurance. This coverage combines sought-after "own occupation" disability protection with rates that are among the lowest anywhere - it's disability insurance that no business owner should be without. Rates shown here are semi-annual premiums for each $1,000 of monthly coverage. These rates are exclusively for ADA members and will apply to any coverage you purchase.1 A Premium Credit of 52% reduces your gross rates. The current Premium Credit is factored into rates for all participants and is available in advance, meaning your very first premium will reflect a Premium Credit discount. The rates in this table reflect the current Premium Credit discount. |
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The rates shown here assume you pay premiums semi-annually in February and August and reflect the current Premium Credit. All rates are based on your Attained Age2 and coverage amount, your chosen Benefit Plan, the current Premium Credit, and your payment preference.3 Click here for more information about eligibility, coverage features, options, and renewability.
1 Coverage is subject to medical underwriting and is not guaranteed issue. Coverage is effective on the date your application is approved by Great-West Life.
2 Your Attained Age for insurance purposes will be your actual age beginning on the first day of the month following your birthday. When your Attained Age changes during a billing period, your rates are proportionately blended.
3 Your payment preference may affect your premiums slightly. A 2% service charge will apply to premiums paid by monthly Autopay.
4 Coverage can be increased or modified until age 60, and it is renewable all the way to age 70. Contact us at 866-607-5338 or ada@gwl.com for rates beyond age 59.