Calculate your insurance need

How much insurance do you need? The answer depends on many variables: your age, family situation, and overall financial goals; your income, debts, and existing assets; and how comfortable you are with risk. The type of insurance protection you're seeking, and any existing coverage you have inforce, will also define how much coverage is appropriate.

You can calculate your approximate need for several types of insurance by clicking on the button(s) here. Individual worksheets will prompt you to input information specific to your situation.



Important notice: You are under no obligation to apply for insurance or obtain a rate quote once you determine your need for coverage. No representative will contact you unless you request assistance or follow-up. In addition, we do not store the information you enter for future use. Contact us at 888-463-4545 or ada@gwl.com for personal assistance.


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