Term Life Plan
ADA-sponsored Term Life can help you protect your family and grow your practice with low-cost, yearly renewable term insurance and premiums based on your life expectancy.
Available exclusively to ADA members, your Term Life Plan can be used to collateralize loans, fund buy-sell agreements, and provide income to your family/beneficiaries in case of your death. Since 1934, we have worked closely with dentists to design a plan that includes:
- Premium Credit Discount*: A unique plan feature that reduces your premium
- Volume discounts that reduce your premiums an additional 6%, 9%, or 11%
- Preferred Rates for exceptionally healthy dentists
- Up to $3,000,000 in coverage PLUS up to $1,000,000 of additional Accidental Death coverage
- Renewability up to age 81
Apply for Term Life Insurance for Dentists.
* Premium Credit discount shares favorable financial results with Plan participants; discount is not guaranteed but reevaluated semi-annually.