Quality disability insurance at no cost while you're a student -- it doesn't get better than this!
Get this: If your education or career path is interrupted (or halted altogether) by disability, disabling illness or injury, this insurance can pay you cash every month to help cover student loans and living expenses.
Your most valuable asset isn't your bank account or investments —
it's YOU! It's smart to protect the investment you're making in yourself and in your future as a dentist by getting disability insurance now, while you're young and healthy. Why is it a big deal? Because statistics show that 1 out of 4 dentists will be disabled long enough to collect benefits at some point before retirement1. Your future in dentistry could be lost if your ability to practice clinically becomes compromised.
The ADA knows the value of disability insurance to dentists which is why they provide group disability insurance to ADA student members as an ADA student member benefit. Your insurance will help you transition after dental school to your next career step, and can be renewed all the way into retirement! Coverage is provided at no cost to you through dental school and residency, so it's easy to take advantage and get better prepared for what lies ahead.
Features of the ADA-sponsored Student Members Disability Insurance Plan include:
- $2,000/month for up to 7 years
- Up to $150,000 to help repay student loans
- Opportunity to convert coverage after graduation to two types of ADA-sponsored members disability insurance including $2,000/month of Disability Income Protection insurance and $2,000/month of Office Overhead Expense insurance.
1Odds of disability determined by Great-West Life in 2013 after studying years of disability claims submitted by insured ADA members.
Coverage is issued regardless of your medical condition if you are under 45, but benefits are not payable, as defined by the respective policy, for disability resulting from a sickness, disorder, physical condition, or symptom that existed or was treated 12 months prior to enrollment.