Skip Navigation LinksHome / About Us / Ratings

Whoops, we don’t support the browser that you are currently using.

For the best experience, please consider using Firefox Version 28 or newer. We also support Microsoft Internet Explorer Version 11, Microsoft Edge Version 12 or newer, Apple Safari Version 9 or newer, or Google Chrome Version 21 or newer.

You can browse the content of our site using an unsupported browser, but we can’t guarantee the site will work properly. If you want to obtain an online rate quote, calculate your needs online, fill out an application, or access the Account Section, you will need to download a browser that we support. We continually update our website so that it works best with the newer versions of “standard” browsers.

Thank you!


Great-West <sup>SM</sup>" Financial Ratings | ADA-Sponsored Insurance Plans – Insurance for Dentists and Their Practices

Great-West FinancialSM Ratings

Great-West Financial

The American Dental Association has chosen Great-West Financial to bring dentists quality insurance at exceptionally low rates.

ADA-sponsored members insurance plans is a group services division of Great-West Financial sponsored by the ADA. We are the sole provider of ADA-sponsored life, disability and supplemental medical insurance to ADA members.

Great-West Financial underwrites and administers all coverage plans.

About Great-West Financial

Founded in 1891, Great-West Financial serves millions of Americans through a range of group retirement savings products and services, individual life insurance and annuities, and business-owned life insurance products. Headquartered in Greenwood Village, Colorado, with offices around the country, Great-West Financial is a solid organization backed by strong financial ratings. Our products and services are marketed nationwide through a sales force, brokers, consultants, financial institutions, discount brokers, and a network of independent agencies. Learn more about Great-West Financial by viewing our Fact Sheet or visiting www.greatwest.com.

Financial Ratings

Industry ratings are just one reflection of our financial strength. Great-West Financial has consistently received high marks from industry sources for financial strength and operating performance.

Great-West Financial is rated by a number of nationally recognized rating agencies. The ratings represent the opinion of the rating agencies regarding the financial strength of Great-West Financial and its ability to meet ongoing obligations to our policyholders.

A+1 A.M. Best Company, Inc.
Financial strength, operating performance, and business profile
AA2 Fitch Ratings
Financial strength
Aa33 Moody's Investors Service
Financial strength
AA2 Standard & Poor's Ratings Services
Financial strength
1 Superior (highest of 10 categories)
2 Very strong (second highest of nine categories)
3 Excellent (second highest of nine categories)

Current ratings. Ratings are subject to change.

Dentists:This website is not a contract. Benefits are provided under respective Group Policy Nos. (104TLP Annually Renewable Term Life, 1105GDH-IPP Disability Income Protection, 1106GDH-OEP Office Overhead Expense Disability, 104GUL Universal Life, 104LTLP Level Term Life, 1117GH-HIP Hospital Indemnity, 1127GH-CIP Critical Illness, and 1107GH-MCP MedCASHSM) filed in the State of Illinois in accordance with and governed by Illinois law, issued to the American Dental Association, and underwritten by Great-West Financial®. All ADA-sponsored coverage is subject to underwriting and is not guaranteed issue unless specifically stated otherwise. Coverage that is guaranteed issue is subject to a pre-existing condition limitation. The ADA is entitled to receive royalties from the ADA Members Insurance Plans. Coverage is available to all eligible ADA members and student members in all fifty states and U.S. territories under the aforementioned group policy. Level Term Life premiums are fixed based on the selected duration of 10 or 20 years. Must maintain membership throughout selected term. Annually Renewable Term Life, Hospital Indemnity, Critical Illness, and MedCASH premiums increase annually based on age. Recommended premiums under the Term Plus® Universal Life plan consist of the cost of insurance (which may vary based on the member’s age and coverage amount), the amount chosen by the member for deposit into his/her Policy Value Account and a service charge. Premium deposits may fluctuate or remain level depending upon the amount maintained in the Policy Value Account. Disability Income Protection premiums increase every 5 years and Office Overhead Expense every 10 years based on age. Premium credit for Annually Renewable Term Life and Term Plus Universal Life is not guaranteed but reevaluated annually. Premium credit for Disability Income Protection, Office Overhead Expense, Hospital Indemnity, Critical Illness, and MedCASH is not guaranteed but reevaluated semi-annually. Each Plan participant will receive a Certificate of Insurance explaining the terms and conditions of the policy.


Dental Students: This website is not a contract. Student coverage is issued regardless of your condition if you are under 45. If you are 45 or older, you can apply for the no-cost coverage and all student program features by providing proof of good health. Coverage renews automatically each academic year. Individuals may convert coverage to the plans for practicing dentists after graduation by paying ADA member premiums and maintaining ADA membership. Benefits are provided through a group policy Nos. (104TLP Term Life and 1108GDH-SDP Student Disability) filed in the State of Illinois in accordance with and governed by Illinois law, issued to the American Dental Association, and underwritten by Great-West Financial®. All ADA-sponsored coverage is subject to underwriting and is not guaranteed issue unless specifically stated otherwise. Coverage that is guaranteed issue is subject to a pre-existing condition limitation. Coverage is available to eligible ADA members and student members in all fifty states and US territories under the aforementioned group policy. Each insured will receive a certificate of insurance explaining the terms and conditions of the policy.


ADA® is a registered trademark of the American Dental Association and Great-West Financial® is a registered trademark of GWL&A.


Great-West Financial® refers to products and services provided by Great-West Life & Annuity Insurance Company, Greenwood Village, CO, its subsidiaries and affiliates. GWL&A is not licensed in New York, but eligible members residing in New York may request and ultimately receive coverage under the aforementioned group policy. The trademarks, logos, service marks, and design elements used are owned by Great-West Life & Annuity Insurance Company. ©2017 Great-West Life & Annuity Insurance Company. All Rights Reserved. For website issues, contact the Webmaster at ADA_WebMaster@greatwest.com.

Top